The national average total closing costs for a refinance mortgage transaction were $2,207. This is an average of 0.67% of the refinance loan amount.
Boris really, really, really likes title.
Summer is JUST around the corner, and we’re loving the sunshine and warmth as we discuss all things mortgage, housing, and title. Join Jim, Alayna, and Tim for the June 2026 episode of Full Disclosure!
Easily the nation’s largest state at 663,300 square miles, Alaska is larger than the next three largest states (Texas, California and Montana) combined. That also means that the statewide recording fees, which are uniform, cover the largest array of land in the country.
Throughout the state of Rhode Island, recording fees are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.
Horace shares his strategy for keeping bad thoughts at bay during a long weekend.
Oregon is one of only a few states in which the title insurance rate is promulgated, meaning all title insurers are required to charge the premium rates set by the state or agency overseeing the regulated rates, and no discounting or variation from the promulgated rates is permitted.