podcast, our Data Reports, the "A Tale of Two Mortgages" webcomic, and LodeStar Report Newsletter.
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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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Full Disclosure
Lessons from the Office: Part One
To kick off the Lending Leaders Summer Session, Jim and Alayna begin a four-part discussion on the Office, the beloved TV show about a small-town paper company and the people who work there. This week’s question: is Dunder Mifflin a good company?
Loan Estimate Challenges
Vermont’s Biggest LE Challenges
The recording fees in Vermont are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.
Loan Estimate Challenges
Alaska’s Biggest LE Challenges
Easily the nation’s largest state at 663,300 square miles, Alaska is larger than the next three largest states (Texas, California and Montana) combined. That also means that the statewide recording fees, which are uniform, cover the largest array of land in the country.
Loan Estimate Challenges
Rhode Island’s Biggest LE Challenges
Throughout the state of Rhode Island, recording fees are scaled by the size (length in page count) of each security instrument (mortgage), conveyance instrument (deed), or other recordable sent to the county for recordation.