Trust the Fee Experts
Data integrity is everything to us. That's why LodeStar designed, maintains, and obsesses over its own database of nationwide closing costs.

Data you can use

Our award-winning Closing Cost Calculator integrates directly with your loan origination software (LOS) and point-of-sale (POS), so you can offer accurate closing cost quotes within your existing workflow—at the click of a button.


Why LodeStar?


LodeStar maintains its own database of nationwide closing costs. Quote with confidence, no matter where you’re lending.


We employ automated scenario testing to review all changes, and we carefully monitor local government websites and underwriter lists for fee updates.


Import title agent fees directly into your LOS & POS. Receive customized recommendations for title agent management in your specific lending environment.

See our Data in Action

Give our team a few minutes to show you just how easy automating the closing cost disclosure process can be!

Your Partners in Fee Management

Fee management is all we do. When you add us to your tech stack, you’re not adding just another vendor, you’re adding a partner. Your wins are our wins, and you’re more than just a number to us.

Experts You Can Trust


Director of Customer Success

Kelsey graduated from Denison University with a major in communications. Right out of college, she worked for a SaaS company in the sales and customer success department. For about a year, she made a crushing 80 cold calls a day.

In 2018, she applied to a listing for a sales and marketing internship at LodeStar. Other than co-founders Jim and David, Kelsey, LodeStar’s third hire, is the company’s most senior employee. Over the past four years, Kelsey has rockstar-ed her way up from intern to Director of Customer Success, where she now manages all new client onboarding, training, and support. In 2021, she received an Encompass Administrator Certification from ICE Mortgage Technologies. She loves the people she works with, both clients and co-workers.

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Ron Carvalho

Director of Data Operations

Ron graduated from college and entered the workforce during the Great Recession. He began working as a title agent in an agency’s escrow department, where he quickly demonstrated his aptitude for teaching. He was promoted to department trainer and spent two years in that role.

In late 2019, he moved to a software administrative role, where he first became immersed in all things data and fee monitoring. In March of 2021, he joined LodeStar, where he now works as Director of Data Operations. Ron assiduously manages our nationwide fee database, monitors fee changes, and makes sure everything is precisely as it ought to be. Ron loves dogs, cars, and a well-designed Excel spreadsheet.

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Lodestar is impressive! They are open to new ideas and have shown a “Yes we can” attitude! They are helpful, able to pivot, quick to respond, and have been a joy to work with – GREAT team!

Nova Financial & Investment Corp.

We’ve been working with Lodestar since 2018 and have nothing but positive things to say about them! Their system rarely has any technical issues and their customer service is fantastic! Every email sent to their team is responded to within minutes and issues are resolved within hours.

Draper and Kramer Mortgage Corp.

Our company has enjoyed working with LodeStar! During initial implementation they were thorough and detailed. In our continuing partnership they have been swift to respond to potential issues and additions with great customer service. We look forward to continuing to partner with them.

TruStone Financial Credit Union

Simply a great synergy, LodeStar came to us with their product a few years ago and made their product fit into our business model with custom configuration based on how we work. We never have to worry about response times – they are always quick to respond and adjust our configuration as we need. The team at LodeStar keep their customers in mind while innovating services and make us feel as though they are keeping us specifically in mind.

Taylor Morrison Home Funding, LLC.