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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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Data Reports
2026 Refinance Mortgage Closing Cost Data Report
The national average total closing costs for a refinance mortgage transaction were $2,207. This is an average of 0.67% of the refinance loan amount.
Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
Data Reports
2025 Refinance Mortgage Closing Cost Data Report
The national average total closing costs for a refinance mortgage transaction were $2,403. This amount consists of a national average of 0.72% of the home loan amount.
Data Reports
2025 Purchase Mortgage Closing Cost Data Report
The national average total closing costs for a purchase mortgage transaction were $4,661. This amount consists of a national average of 1.06% of the home sales price.
Data Reports
Data You Can Rely On
One of the things that sets LodeStar apart from other fee providers is that we employ an in-house, full-time, dedicated team of data experts to monitor fee updates.
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