Deeper Thoughts

Deeper Thoughts

Revisiting the Definition of Insanity

we still see way too much of the strategy that demands mass hiring in robust markets, then mass layoffs when those market cycles change.

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Deeper Thoughts

LodeStar Made the Inc. 5000 List!!!

LodeStar is among the 5000 fastest growing private companies of 2022. Not just in the mortgage and real estate industry, but in the entire national economy. We’ve just been named to the Inc. 5000!

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Deeper Thoughts

We Need To Talk About DEI

It’s rare that we see any type of progress—of any kind—happen in a consistent, linear fashion. That’s certainly the case with DEI efforts in our space. They’re happening. Progress is taking place.

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Deeper Thoughts

Let’s Get Back to Basics

It’s a poorly-kept secret that more than a few LOs still believe that it’s all about the rate, the rate and the rate—nothing more. And yet, somehow, the best LOs manage to produce in any market.

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Deeper Thoughts

We Need More Than Fancy Bonus Packages

There are two factors that “traditionalist” employers in any industry—but especially a highly-traditional industry like ours—had better absorb quickly. First, almost half of the global workforce is thinking about quitting. Second, there’s no safety in homogeneity

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Deeper Thoughts

You Can’t Spell “Automation” Without “API”

The digitization of the mortgage loan process, although at times painfully slow, has come a long way. Especially in the past 10 years. And as that digital revolution has unfolded, we’ve seen a few distinctive phases.

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Deeper Thoughts

Relax, This Is Not Our First Down Cycle

Many of us remember the days of percentage rates in the teens. The best prepared businesses still made money. Home values weren’t even at record highs! And the sky did not fall after all.

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Deeper Thoughts

By the Numbers: Millennials, Gen Z, and the Homebuying Experience

My generation, by and large, doesn’t necessarily need to have a mortgage process we can take from start to finish on an iPhone, although we’re also not enamored with reams of paper and prolonged, data-exchanging phone calls, either.

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