This week, it’s all about slowing down the process. In an age of rapid productivity, Cal Newport’s book ‘Slow Productivity’ made an impression, not only on Jim, but on Alayna and Tim.

Horace and Borace discuss the TIEFF.

How can LOs differentiate themselves in the current market? For this month’s Mortgage Industry Vibe Check, Jim and Alayna discuss how lenders can find their niche. Also, some thoughts on conference season, and how lenders and vendors can find harmony in shared goals.

We’re ending January 2026 with the LodeStar update segment—except this month has something special… LodeStar is unveiling a new feature powered by AI which has already saved our clients tons of money. Listen to the episode to find out more!

This week on the Full Disclosure Podcast, it’s time for “What Grinds My Gears,” when Jim and Alayna vent their frustrations. Up for discussion: New Years Resolutions, why they fail, and whether snow is a good thing or a bad thing.

Emmi and Octavia discuss the recent HUD rollback.

This week we’re back to Jim’s book club, our regular segment on the Full Disclosure Podcast where we get to hear what Jim is reading lately and how it’s affected business at LodeStar and SettleWise.

What will be the biggest challenge for 2026?

It’s officially 2026, and Jim and Alayna are kicking off a new year of the Full Disclosure podcast with a brand-new mortgage industry vibe check.