A Tale of Two Mortgages

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Data Reports

2025 Purchase Mortgage Closing Cost Data Report

The national average total closing costs for a purchase mortgage transaction were $4,661. This amount consists of a national average of 1.06% of the home sales price.

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Full Disclosure

Vibe Check Before the Holidays

Here’s one last mortgage industry vibe check before the holidays. With just three and a half short weeks before break, Jim and Alayna give their take on the state of the mortgage industry.

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A Tale of Two Mortgages

That Time of Year Again

It’s that time of year again…

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All posts Data Reports Deeper Thoughts Full Disclosure A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

Too Easy

Horace’s conscience takes a crack at Octavia.

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A Tale of Two Mortgages

Conscience

Horace’s conscience offers counsel amid a moral conundrum.

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A Tale of Two Mortgages

The Time Has Come

Rates are trending down. Horace is pumped.

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A Tale of Two Mortgages

Big Dreams

Horace discusses the big dreams he used to have.

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A Tale of Two Mortgages

Go Fish

Horace and Octavia play “Go Fish.” Things get deep.

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A Tale of Two Mortgages

To Sell or Not to Sell

Octavia reckons with the lock-in effect.

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A Tale of Two Mortgages

Pressure

Horace and Octavia ponder the pressure that comes with increases in quality.

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A Tale of Two Mortgages

Before Vacation

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A Tale of Two Mortgages

Summer Slowdown

Horace wrestles with the prospect of a summer slowdown.

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