A Tale of Two Mortgages

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2026 Purchase Mortgage Closing Cost Data Report

Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.

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What Ticks Us Off the Most

Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.

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A Tale of Two Mortgages

CRM Revisited

Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).

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All posts Data Reports Deeper Thoughts Full Disclosure A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

Fish Hook

Horace connects with a realtor friend.

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A Tale of Two Mortgages

Use the Technology

Octavia notices someone has updated leads in the CRM.

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A Tale of Two Mortgages

Exactly

That game of Solitaire isn’t going to play itself.

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A Tale of Two Mortgages

Legal Pads

Octavia pitches Horace on new methods of taking borrower applications.

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A Tale of Two Mortgages

Refuse to Hear

Horace and Octavia discuss work strategies leading up to winter break.

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A Tale of Two Mortgages

What You Always Do

Horace looks forward to Thanksgiving break.

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A Tale of Two Mortgages

Alluring Fantasy

Horace pitches Octavia on an alternate reality.

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A Tale of Two Mortgages

Another Rate Cut

Another rate cut comes down from on high.

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A Tale of Two Mortgages

Too Easy

Horace’s conscience takes a crack at Octavia.

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