My generation, by and large, doesn’t necessarily need to have a mortgage process we can take from start to finish on an iPhone, although we’re also not enamored with reams of paper and prolonged, data-exchanging phone calls, either.

Welcome to part three of Jim’s experience buying a home as a mortgage professional.  Today we’re picking his brain about the mortgage process and how being the CEO of a mortgage software company helped him navigate the ins and outs of the process.

Horace tries to ghost the borrowers Octavia recommended to him.

We’re back to talking about Jim’s experience buying a home as a mortgage professional. On part two, we’re diving into his experience using a realtor, the value of realtors, and how his view of realtors changed during the homebuying process.

An “attorney state,” or a state that requires that closings be supervised by a licensed attorney, transactions taking place in Massachusetts subsequently will require attorney fees. Land surveys, referred to as “plot plans,” are required for purchase transactions, which means an additional fee to each transaction.

Octavia has a new lead for Horace.

The state of Colorado is fairly straight-forward when it comes to closing costs and fees. The state is noteworthy in that title insurance rates are grouped by zone, rather than county, which could result in multiple-counties within a specific zone. 

If it seems like the headlines are being dominated these days by talk of interest rates, layoffs and uncertainty. Consider this my effort to shine some light upon the positives that are also emerging every day in the mortgage and real estate industry.