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Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
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Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
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A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
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Full Disclosure
Things Are Going Great (Seriously)
How are things at LodeStar and SettleWise? Good, actually. Jim and Alayna sit down to talk about things are going as we anticipate fall conference season and other new, exciting changes.
Full Disclosure
More Than Just Surviving
Welcome back to Full Disclosure! Jim and Alayna sit down to discuss the state of the market over the past month, the effects of the rate cut, and how mortgage lenders are strategizing for changes ahead.
Full Disclosure
September 2025 Full Episode
Here it is, gang! The very first full episode cut of the Full Disclosure Podcast. Here’s Jim and Alayna’s full conversation for September 2025, where they cover the Encompass SDK sunset delay, LodeStar’s recent Inc. 5000 win, and the virtues of pumpkin spice.
Full Disclosure
Making the Most of Your Time
For this week’s episode of Full Disclosure, Jim’s got a book to share. Per our regular “Jim’s Book Club” segment, Jim has a great title to share, which helped LodeStar’s team structure goals and projects.
Full Disclosure
Still Holding
How are things at LodeStar, you ask? Really, really good, actually. For this week’s episode of Full Disclosure, Jim and Alayna give an update on all things LodeStar.
Full Disclosure
Pumpkin Spice and Conference Food
It’s time for “What Grinds My Gears”… Alayna insists that people with dietary restrictions who attend mortgage conferences deserve to eat, too. Meanwhile, Jim shares his true thoughts on pumpkin spice…
Full Disclosure
Fall Market Vibes
Welcome to the fully rebranded LodeStar podcast, Full Disclosure. Join Jim Paolino and Alayna Gardner, AMP, on this new chapter of the LodeStar podcast.
Full Disclosure
Conferences this Summer
For the final installment of the LodeStar Lending Leaders Summer Session, Jim and Alayna do a quick recap of summer industry conferences.
Full Disclosure
LodeStar Update
Continuing with LodeStar’s 2025 Summer Session, we’re getting an update from Jim and Alayna about what’s new at LodeStar.
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