This week we’re back to Jim’s book club, our regular segment on the Full Disclosure Podcast where we get to hear what Jim is reading lately and how it’s affected business at LodeStar and SettleWise.

It’s officially 2026, and Jim and Alayna are kicking off a new year of the Full Disclosure podcast with a brand-new mortgage industry vibe check.

For the final Full Disclosure episode of 2025, Jim and Alayna are taking a moment to reflect on the past year and look ahead to changes in 2026.

Tired of hearing about how AI is going to change your job? We sure are… That’s exactly why the way we think about AI in relation to our work needs to be reshuffled. This week, Jim is eager to share one of his latest reads, which helps us reframe how we think about AI.

Here’s one last mortgage industry vibe check before the holidays. With just three and a half short weeks before break, Jim and Alayna give their take on the state of the mortgage industry.

This is a special episode of Jim’s Book Club on the Full Disclosure Podcast. Lodestar’s very own Alayna Gardner recently published an essay in a book, Rethink Everything You Know About Networking.

Alayna and Jim are fresh off MBA Annual in Las Vegas, and they’re here to share their thoughts on the conference and the state of mortgage lending as we head into the holidays.

For this special episode of the Full Disclosure podcast, Jim and Alayna are returning to their Lending Leaders roots and welcoming an exciting guest, Brian Vieaux, CMB, the new president of MISMO. Together they discuss the future of mortgage industry standards and how rapidly AI is changing the game.

Here is the second full-month cut of the Full Disclosure podcast. For October, it’s all about pumpkin (of course), fall conference season, end-of-year rate cuts, and how to stay steady despite market shakeups.