Loan Estimate Challenges
Colorado’s Biggest LE Challenges

The state of Colorado is fairly straight-forward when it comes to closing costs and fees. 

Title Insurance Rates by Zone, Not County

The state is noteworthy in that title insurance rates are grouped by zone, rather than county, which could result in multiple-counties within a specific zone.  There can be a dramatic difference in fees from zone to zone, and an erroneous calculation based upon an incorrect county zone grouping could bring about very real curative consequences.

City-Specific Transfer Taxes and Resort Towns

Colorado is home to a wide range of city-specific transfer taxes, especially when it comes to “resort-town” locations like Aspen, Snowmass (Vail) and Copper Mountain. These city-specific transfer taxes are collected in addition to the Colorado statewide transfer tax.


Last edited July 14, 2023

LodeStar Software Solutions prides itself on being the most accurate provider of the most up-to-date closing fees in the mortgage industry—so much so that we guarantee those rates. However, unlike the closing fee data we provide our clients through our product, LodeStar can only guarantee the accuracy of the content delivered through LE Challenges at the time of publication.LE Challenges is published solely for marketing and advertising purposes to provide an example of the depth and breadth of our commitment to providing accurate closing fees to its clients. While we do our best to update the content of LE Challenges as often as possible, the data shared here is in no way intended to serve as data to be relied upon in the generation of an actual Loan Estimate or any other element of a mortgage transaction.



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