The state of Colorado is fairly straight-forward when it comes to closing costs and fees.
The state is noteworthy in that title insurance rates are grouped by zone, rather than county, which could result in multiple-counties within a specific zone. There can be a dramatic difference in fees from zone to zone, and an erroneous calculation based upon an incorrect county zone grouping could bring about very real curative consequences.
Colorado is home to a wide range of city-specific transfer taxes, especially when it comes to “resort-town” locations like Aspen, Snowmass (Vail) and Copper Mountain. These city-specific transfer taxes are collected in addition to the Colorado statewide transfer tax.
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