podcast, our Data Reports, the "A Tale of Two Mortgages" webcomic, and LodeStar Report Newsletter.
FEATURED
Data Reports
2026 Purchase Mortgage Closing Cost Data Report
Closing costs as a percentage of sales price hovers around 0.5% to 3%, with an average percentage of 1.04% and a median of 0.85%. Just like in 2025, Delaware leads the pack at a whopping 3.06% of the sales price.
VIEW POST
FEATURED
Full Disclosure
What Ticks Us Off the Most
Here on the Full Disclosure podcast, we try to keep things chill. But when it’s time to grind our gears… don’t even get us started.
LISTEN NOW
FEATURED
A Tale of Two Mortgages
CRM Revisited
Horace and Octavia continue their protracted conflict over the use of the CRM (or lack thereof).
VIEW POST
Full Disclosure
September 2025 Full Episode
Here it is, gang! The very first full episode cut of the Full Disclosure Podcast. Here’s Jim and Alayna’s full conversation for September 2025, where they cover the Encompass SDK sunset delay, LodeStar’s recent Inc. 5000 win, and the virtues of pumpkin spice.
Deeper Thoughts
How to Be One-of-a-Kind
At the end of the day, that is what differentiates LodeStar’s sales and marketing. Real people who make time and space to try out interesting, original ideas.
Full Disclosure
Making the Most of Your Time
For this week’s episode of Full Disclosure, Jim’s got a book to share. Per our regular “Jim’s Book Club” segment, Jim has a great title to share, which helped LodeStar’s team structure goals and projects.
A Tale of Two Mortgages
I Demand a Lower Rate
Octavia processes her irritation with certain perspectives toward economic policy change.
Deeper Thoughts
The Secret to Customer Success
LodeStar’s commitment to the core value of clarity starts and ends with offering impeccable customer service to our client users, who have done us the honor of making our Closing Cost Calculator a vital aspect of their lending process.
Full Disclosure
Still Holding
How are things at LodeStar, you ask? Really, really good, actually. For this week’s episode of Full Disclosure, Jim and Alayna give an update on all things LodeStar.
Full Disclosure
Pumpkin Spice and Conference Food
It’s time for “What Grinds My Gears”… Alayna insists that people with dietary restrictions who attend mortgage conferences deserve to eat, too. Meanwhile, Jim shares his true thoughts on pumpkin spice…
A Tale of Two Mortgages
Doomed
Octavia regrets her engagement with expert economic analysis.
Full Disclosure
Fall Market Vibes
Welcome to the fully rebranded LodeStar podcast, Full Disclosure. Join Jim Paolino and Alayna Gardner, AMP, on this new chapter of the LodeStar podcast.