The national average total closing costs for a refinance mortgage transaction were $2,207. This is an average of 0.67% of the refinance loan amount.
Boris really, really, really likes title.
Summer is JUST around the corner, and we’re loving the sunshine and warmth as we discuss all things mortgage, housing, and title. Join Jim, Alayna, and Tim for the June 2026 episode of Full Disclosure!
LodeStar’s own Jim Paolino chats with ACUMA President, Peter Benjamin, CMB, about the credit union movement, the American dream of homeownership, and the importance of community engagement.
With regard to LE challenges, the state is fairly straight-forward. In Wisconsin, recording fees are uniform statewide.
Horace invests in another fax machine for the office.
Recording fees in Indiana are generally flat, with the exception of Marion County, where they are marginally higher. Although there are no traditional transfer taxes levied in Indiana, there is an “auditor’s transfer fee” and “sales disclosure tax.”
Alayna chats with longtime LodeStar friend, John Hardesty, General Manager-Mortgage Division at Argyle, about the borrower experience, the importance of education, and how technology moves the industry forward.
Utah is home to a flat, statewide recording fee. The state of Utah has no transfer or mortgage taxes. In Utah, title insurance rates are uniform statewide.
Ever wonder where we got the idea to publish a weekly comic strip for the mortgage industry? Read the story of “A Tale of Two Mortgages.”
Known as “The Natural State,” Arkansas is a fairly straight-forward place when it comes to LE challenges for real estate transactions.
Horace’s refusal to embrace technology has consequences for