A Tale of Two Mortgages

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Data Reports

2025 Refinance Mortgage Closing Cost Data Report

The national average total closing costs for a purchase mortgage transaction were $2,403. This amount consists of a national average of 0.72% of the home sales price.

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Lending Leaders

How to Invest in Creativity

This one’s all about keeping creativity alive, even and especially when the market is uncertain. LodeStar’s Director of Revenue, Alayna Gardner, chats with Marketing Content Manager Tim Austen to discuss creativity, and how to invest in it—no matter what’s happening in the industry.

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A Tale of Two Mortgages

Did Ya Lock Yet?

Horace confronts the uncertainty of the present market…

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All posts Data Reports Deeper Thoughts Lending Leaders A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

“Mild Headache”

Horace isn’t jazzed about the spring market.

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A Tale of Two Mortgages

“Colder”

Horace gets nervous about dropping temperatures.

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A Tale of Two Mortgages

“Impressed”

Sometimes service is so bad, it’s impressive.

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A Tale of Two Mortgages

“Just Venting”

Horace bemoans the spring market… again…

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A Tale of Two Mortgages

“Benchmark”

Horace seeks to quantify and celebrate his refusal to grow.

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A Tale of Two Mortgages

“Challenge Accepted”

Octavia can’t stand when the other loan officers refuse to implement time-saving automations.

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A Tale of Two Mortgages

“Empty”

Horace falls into despair over the spring housing market.

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A Tale of Two Mortgages

“Stay Positive”

Horace tries to keep a positive attitude.

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A Tale of Two Mortgages

“Spring Rebound”

Horace dreams of a spring rebound.

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