A Tale of Two Mortgages

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Data Reports

2025 Purchase Mortgage Closing Cost Data Report

The national average total closing costs for a purchase mortgage transaction were $4,661. This amount consists of a national average of 1.06% of the home sales price.

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Lending Leaders

Mortgage Industry Vibe Check

Welcome back to the Lending Leaders Podcast! For this year’s Summer Session, we’re trying something a little different. Tune in to find out what Jim and Alayna have in store!

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A Tale of Two Mortgages

Anxieties

Horace sings away his anxieties.

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All posts Data Reports Deeper Thoughts Lending Leaders A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

Go Fish

Horace and Octavia play “Go Fish.” Things get deep.

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A Tale of Two Mortgages

To Sell or Not to Sell

Octavia reckons with the lock-in effect.

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A Tale of Two Mortgages

Pressure

Horace and Octavia ponder the pressure that comes with increases in quality.

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A Tale of Two Mortgages

Before Vacation

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A Tale of Two Mortgages

Summer Slowdown

Horace wrestles with the prospect of a summer slowdown.

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A Tale of Two Mortgages

Make Up a Number

Octavia and Horace discuss strategies for answering borrower questions.

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A Tale of Two Mortgages

100 Weeks of “A Tale of Two Mortgages”

This is LodeStar’s 100th “A Tale of Two Mortgages” webcomic!!!

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A Tale of Two Mortgages

Bright Side

Horace is tired of looking on the bright side.

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A Tale of Two Mortgages

Meme

Horace and Octavia compare real life to memes.

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