A Tale of Two Mortgages

FEATURED

Data Reports

2025 Refinance Mortgage Closing Cost Data Report

The national average total closing costs for a refinance mortgage transaction were $2,207. This is an average of 0.67% of the refinance loan amount.

VIEW POST

FEATURED

A Tale of Two Mortgages

Something Not Right

Boris really, really, really likes title.

VIEW POST

FEATURED

Full Disclosure

June 2026 Full Episode

Summer is JUST around the corner, and we’re loving the sunshine and warmth as we discuss all things mortgage, housing, and title. Join Jim, Alayna, and Tim for the June 2026 episode of Full Disclosure!

LISTEN NOW
All Posts
All posts Data Reports Deeper Thoughts Full Disclosure A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

“Colder”

Horace gets nervous about dropping temperatures.

VIEW POST

A Tale of Two Mortgages

“Impressed”

Sometimes service is so bad, it’s impressive.

VIEW POST

A Tale of Two Mortgages

“Just Venting”

Horace bemoans the spring market… again…

VIEW POST

A Tale of Two Mortgages

“Benchmark”

Horace seeks to quantify and celebrate his refusal to grow.

VIEW POST

A Tale of Two Mortgages

“Challenge Accepted”

Octavia can’t stand when the other loan officers refuse to implement time-saving automations.

VIEW POST

A Tale of Two Mortgages

“Empty”

Horace falls into despair over the spring housing market.

VIEW POST

A Tale of Two Mortgages

“Stay Positive”

Horace tries to keep a positive attitude.

VIEW POST

A Tale of Two Mortgages

“Spring Rebound”

Horace dreams of a spring rebound.

VIEW POST

A Tale of Two Mortgages

“Good for Them”

Horace and Octavia discuss their borrowers “capitalizing on current market volatility.”

VIEW POST

SIGN UP FOR THE LODESTAR REPORT NEWSLETTER

Read our CEO Jim Paolino’s Deeper Thoughts and get the latest mortgage industry news.