A Tale of Two Mortgages

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Data Reports

2025 Purchase Mortgage Closing Cost Data Report

The national average total closing costs for a purchase mortgage transaction were $4,661. This amount consists of a national average of 1.06% of the home sales price.

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Full Disclosure

Vibe Check Before the Holidays

Here’s one last mortgage industry vibe check before the holidays. With just three and a half short weeks before break, Jim and Alayna give their take on the state of the mortgage industry.

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A Tale of Two Mortgages

That Time of Year Again

It’s that time of year again…

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All posts Data Reports Deeper Thoughts Full Disclosure A Tale of Two Mortgages Loan Estimate Challenges Everything Else

A Tale of Two Mortgages

“Just Venting”

Horace bemoans the spring market… again…

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A Tale of Two Mortgages

“Benchmark”

Horace seeks to quantify and celebrate his refusal to grow.

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A Tale of Two Mortgages

“Challenge Accepted”

Octavia can’t stand when the other loan officers refuse to implement time-saving automations.

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A Tale of Two Mortgages

“Empty”

Horace falls into despair over the spring housing market.

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A Tale of Two Mortgages

“Stay Positive”

Horace tries to keep a positive attitude.

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A Tale of Two Mortgages

“Spring Rebound”

Horace dreams of a spring rebound.

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A Tale of Two Mortgages

“Good for Them”

Horace and Octavia discuss their borrowers “capitalizing on current market volatility.”

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A Tale of Two Mortgages

“SVB Collapse”

Horace and Octavia discuss the SVB collapse.

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A Tale of Two Mortgages

“Looking for ARMs”

Horace searches for ARM buyers.

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