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Loan Estimate Challenges
Wisconsin’s Biggest LE Challenges
01.10.2024

With regard to LE challenges, the state is fairly straight-forward.

Recording Fees 

In Wisconsin, recording fees are uniform statewide. They are a flat amount like in Arizona, rather than an increase per page like most other states. 

Transfer and Mortgage Taxes

Transfer taxes are also uniform throughout the state of Wisconsin. It’s worth noting that transfer taxes are customarily seller paid, but this can be negotiated.

Title insurance

Title insurance rates are uniform throughout Wisconsin. In this state, many underwriters offer expedited and full search refinance transaction rates, which are structured differently than standard rates in most states.

 

Since we don’t really have a lot to say for this one, maybe you’d like to know that the first ice cream sundae was concocted in Two Rivers, Wisconsin in 1881. Yep.

 

Updated Jun 4, 2026.



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