Deeper Thoughts
The Calm Before the…Frenzy? – August 3rd, 2021

Issue #84: The Calm Before the…Frenzy?

This is the time of the year when things in the business world feel like they’ve slowed down a bit. If you live in Germany, you get that feeling for all of August. It’s a little less formal here in America, but the half-empty parking lots in corporate parks and slow return on emails says it all. We’re in the “dog days.” 

That’s not a bad thing, either. Nobody is a machine. We all need a break here and there to remain productive. But this year, this quiet period almost seems to me like the calm before the storm, although I don’t necessarily think bad things are coming. I think that, no matter where you sit in the mortgage and real estate industry, we’ve got a very busy stretch run ahead of us, beginning after Labor Day.

Let’s start with the fact that we’ll likely be travelling more—especially to the return of in-person conferences. We’ve also long been hearing about the end of the refinance boom (seems like we’ve been hearing it for over a year, in fact!) and the rise of a purchase market. With the end of the “summer season” in the cold-weather states, I suspect we’ll see a lot of positioning and activity as well. Who knows if or when we’ll get news about the federal interest rates if inflation continues to reign?

I can also let you know that we, at LodeStar, have some very exciting news coming after Labor Day. We didn’t take as much time off as we’d like this summer—we’ve been staying busy preparing to unveil this news! So keep an eye out for that.

I think we’ll also need to be on our toes as long as the long and winding road the pandemic seems to be travelling takes yet another turn. We’ll all have our eyes on the economy, which could change at any second and go, seemingly, in any direction. And we will be working hard to close strong while positioning ourselves for whatever may come in 2022.

Whatever does, indeed, take place, enjoy your vacation time if you are able to take it. I think we’re all going to be going at top speed once Labor Day is over!


Got an idea or a topic for the breezier edition of summer LLL? Send it our way! Email me at