Loan Estimate Challenges
Alabama’s Biggest LE Challenges

There are very few wrinkles for loan officers to consider when it comes to closing fees deep in the heart of Dixie. 

The transfer tax in Alabama is uniform statewide.

However, recording fees tend to vary from county to county, as determined by each county in the state.

Simultaneous recording discount

Finally, deed taxes in Alabama may be discounted under the condition that the deed and mortgage be recorded simultaneously.